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Craft Brewery
Brewery & Distillery
that combines multiple different loans — some-
times from multiple lending parties — into one,
with a blended interest rate that tends to aver-
age those of the lowest and highest rates of the
individual loans lent.

As their name states, these are each an alternative
form of financing available for businesses looking
for access to growth capital. However, these forms
of financing for businesses tend to be riskier on the
part of the lender, hence why they charge more for
these sources of growth capital.

Traditional Lenders
(Bank Financing)

Financing for growth capital through bank loans is
another available option for small businesses. This
avenue tends to come with lower interest rates
than most sources of alternative financing but is
usually much more difficult to acquire.

Financing can also be done through debt, rather
than its equity, but again: if your small brewery or
distillery business is already deep in debt, it may
not be the most beneficial option available to you.
Although, when acquiring bank debt, or any debt
instrument (as opposed to equity via PE financing),
there’s always a cap on how much you can pay for Get the equipment You need!
the use of those funds received.

Finding the Right Investor for
Your Brewery or Distillery Business

Regardless of which financing option you choose We specialize in the full
to go with when searching for additional growth range of financing that can
capital, the most important factor to keep in mind help grow your business:
is to find the specific investor, fund, or lending Whether you’re a start up
institution that compliments your business and its winery, craft brewer or craft
goals. If your aim is to grow your brewery or distill- distiller in need of a loan or an
ery into a business that can be acquired by a larger experienced small business
parent company in a multi-million dollar deal, then owner in need of an equip-
PE financing is likely your best option. Similarly, if ment lease, a commercial real
your business has a higher amount of debt, finding estate loan, to refinance, or
make an acquisition Capital
an investor that can provide you with acceptable Equipment Leasing has
terms for a second lien may be the avenue you wish options for you.
to pursue.
We Lend nAtionWide
Whatever type of growth capital investment you
wish to see for your business, be sure to ask your- Contact Us Today!
self questions regarding the synergies your investor
has with your business. Some examples of these Jim Phelps: 503-890-0969
might include: www.LeasingDollars.com

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